Every call to Thistlepine Capital goes to the same Mandan, ND desk on (701) 428-7176. Businesses in New Salem and Harmon in Morton County, in Lincoln, Apple Valley and Menoken in Burleigh County, and in Wilton, which lies in both Burleigh and McLean counties, can call the same number, and the partner reviewing a request sets any rate and terms wherever the business sits.
Funding an enclosed material trailer for a Morton County, ND contractor outside Mandan, ND
A small general contractor based in New Salem, a city in Morton County, wants an enclosed material trailer so ladders, fasteners and hand tools ride to each job in one load and stay locked up overnight on site.
Illustration only, invented figures: say the trailer is priced at $9,745. Spread over 48 invented monthly payments at an 11.27% annual rate, each payment is $253.14, and the contractor has paid $12,150.72 by the last one. The trailer itself may serve as the security for an equipment loan.
New Salem lies inside ZIP 58563. In 2023 that ZIP had 10 construction establishments (ZIP Code Business Patterns). Of those construction establishments, 80.0% kept fewer than five people on the payroll.
A commercial dishwasher for a Morton County, ND cafe: what to have ready for the call
A small cafe in New Salem has outgrown its under-counter dishwasher and wants a freestanding door-type machine. The machine is equipment; the plumbing and electrical hookup belong to the building, so they sit outside this site. For the machine itself, the call goes better with three things at hand:
- The vendor quote with the model and the delivered price
- Two or three recent months of bank statements
- A rough count of meals plated on a typical day
ZIP 58563 counted 7 accommodation and food services establishments in 2023 (ZIP Code Business Patterns). An 85.7% share of those kitchens and dining rooms ran with a staff under five.
Nail guns and a compressor for a Morton County, ND trim carpenter growing past a one-person crew
Harmon, ND has no USPS ZIP Code of its own; the Census Bureau treats it as a census-designated place in Morton County. Take a trim carpenter working from a home shop there who wants a second set of nail guns and a quieter compressor so a new helper can run a second room on the same job.
With no ZIP-level figures for Harmon, Morton County's size classes give the closest public picture. The county had 149 employer establishments with 5 to 9 employees in 2023 (County Business Patterns), the size a one-person shop reaches after a few hires.
Tools this size fit a short term loan or a draw on a credit line. A partner may look at the owner's credit and the shop's deposits more than at its age.
Requirements a funding partner may weigh for a Burleigh County, ND photographer's cameras and lighting
Lincoln, a city in Burleigh County, ND, and Apple Valley, a census-designated place in the same county, both sit within reach of a Mandan, ND phone call. A photographer based in either one who wants a second camera body, two lenses and a set of studio strobes faces much the same list of requirements as any small business:
- Time in business and the owner's personal credit
- Recent bank statements showing booking deposits
- The quote for the camera body, lenses and lighting kit
- Monthly payments already going to other funders, by name and amount
A partner may weigh each of these differently, and any offer, rate and terms come from that partner.
Payroll cover for a small Burleigh County, ND employer: what the call covers
For a small employer near Mandan, a payroll gap is a matter of dates: when the payroll is due and when the customer money that pays for it arrives. Working capital or a credit line can carry the weeks between, and the call covers the payroll amount, the dates and the deposits behind them.
Employers with a ZIP 58558 address reported $9.6 million in annual payroll for 2023 (ZIP Code Business Patterns); that ZIP covers Menoken, a census-designated place in Burleigh County, ND.
In the pay period that included March 12, 2023, the employers listed under ZIP 58579 paid 153 people between them (ZIP Code Business Patterns). That ZIP serves Wilton, a city that lies in both Burleigh County and McLean County.
Mandan, ND figures and cases have a page of their own
The Mandan, ND page works through a builder's insulation order, an insulation contractor's spray foam rig, a tavern's game-night gear, a plumbing contractor's sewer camera and a party rental company's tents, with Morton County and ZIP 58554 figures beside them.
By Thistlepine Capital ยท Updated