Who Lends and Who Decides: Funding Disclosures for Mandan, ND Requests

These disclosures explain the role Thistlepine Capital plays in a funding request, who makes the credit decision, and where the figures and worked examples on this site come from.

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In short

Thistlepine Capital is a business funding broker and does not lend. Funding partners decide every request and set any rate, term or fee. Merchant cash advances are purchases of future receipts. Census figures carry their source and year; worked examples are invented.

This Site Works as a Broker While Funding Partners Make the Loans

Thistlepine Capital is a business funding broker in Mandan, ND, not a lender. It talks requests through with owners and, with their agreement, passes them to funding partners. It does not lend money, hold or move funds, or sign credit agreements. A partner that makes an offer does so in its own name and under its own agreement.

Rates, Amounts and Yes-or-No Answers Rest With Each Partner

Each funding partner reviews a request under its own criteria and decides whether to make an offer, how much to offer, and at what rate, term, fee, collateral or guarantee. A partner may check credit, ask for records, offer less than the amount requested, or decline. Nothing on this site is an offer of credit or a forecast that a request will be funded.

A Merchant Cash Advance Buys Future Card Receipts

The merchant cash advances described on this site are not loans. A provider pays a sum now and buys an agreed share of the business's future card receipts, collected through a holdback or a fixed debit until the purchased amount is reached. The provider sets the factor and every other term.

Where the Census Figures and Invented Examples on These Pages Come From

Local figures come from U.S. Census Bureau programs, named with their year next to each number: County Business Patterns and ZIP Code Business Patterns (employer establishments), Nonemployer Statistics (businesses without paid employees) and the American Community Survey (shown with margins of error). County figures describe Morton County, ND; ZIP figures describe the ZIP named next to them (58554, 58563, 58558 or 58579) and are labeled that way. Dollar amounts, rates and terms in worked examples are invented to show the arithmetic and are not quotes from any partner.

Funding Requests This Site Leaves Out

Personal and consumer loans, real estate purchases, building construction loans, and work on buildings or land are outside this site. Trucking and agriculture businesses are not part of this site either.

By Thistlepine Capital ยท Updated

Owner-friendly material

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    Types of business loans in Mandan, ND, from working capital and credit lines to term loans, equipment financing and the merchant cash advance.

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    Equipment financing in Mandan, ND for canning lines, draft systems, pinball machines, shop hoists and phone systems, with invented payment examples.

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